{
  "canonical_url": "https://lendb.ai/lo/dave-morris-316839",
  "loan_officer": {
    "nmls_id": 316839,
    "slug": "dave-morris-316839",
    "canonical_url": "https://lendb.ai/lo/dave-morris-316839",
    "md_url": "https://lendb.ai/lo/dave-morris-316839.md",
    "json_url": "https://lendb.ai/lo/dave-morris-316839.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/316839",
    "full_name": {
      "value": "Dave Morris",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ca/livermore/dave-morris-388-srdm.html",
      "verified_at": "2026-10-09"
    },
    "first_name": "Dave",
    "last_name": "Morris",
    "headshot_url": {
      "value": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/david-morris.jpg",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ca/livermore/dave-morris-388-srdm.html",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Dave has 36+ years in mortgage lending since March 1990, assisting borrowers through residential and commercial transactions including refinances, purchases, and challenging situations like divorces and credit issues. He prioritizes listening to borrowers' needs and effective communication.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ca/livermore/dave-morris-388-srdm.html",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Advisor",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ca/livermore/dave-morris-388-srdm.html",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ca/livermore/dave-morris-388-srdm.html",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 3274,
      "lender_name": "Guild Mortgage",
      "lender_slug": "guild-mortgage-3274",
      "branch_city": "Livermore",
      "branch_state": "CA",
      "branch_zip": "94551",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://branches.guildmortgage.com/ca/livermore/dave-morris-388-srdm.html",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ca/livermore/dave-morris-388-srdm.html",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3274,
        "lender_name": "Guild Mortgage",
        "lender_slug": "guild-mortgage-3274",
        "branch_city": "Livermore",
        "branch_state": "CA",
        "branch_zip": "94551",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://branches.guildmortgage.com/ca/livermore/dave-morris-388-srdm.html",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/ca/livermore/dave-morris-388-srdm.html",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/ca/livermore/dave-morris-388-srdm.html",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since March 1990",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/ca/livermore/dave-morris-388-srdm.html",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Bachelor of Science in Business Administration with Real Estate and Land Use Affairs degree",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/ca/livermore/dave-morris-388-srdm.html",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 00:39:24.942387+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/dave-morris-316839#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/ca/livermore/dave-morris-388-srdm.html",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}