{
  "canonical_url": "https://lendb.ai/lo/kim-horton-327958",
  "loan_officer": {
    "nmls_id": 327958,
    "slug": "kim-horton-327958",
    "canonical_url": "https://lendb.ai/lo/kim-horton-327958",
    "md_url": "https://lendb.ai/lo/kim-horton-327958.md",
    "json_url": "https://lendb.ai/lo/kim-horton-327958.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/327958",
    "full_name": {
      "value": "Kim Horton",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kim",
      "verified_at": "2026-10-09"
    },
    "first_name": "Kim",
    "last_name": "Horton",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/YVYdSMUMSHJm9NjogqMPKA/0acDqUJw_7GaDSOrmAfoegpkDOZwOLdCtgMleqdKJfO5dGo4vzyQ9hWDRUhH1NHjIcJL0lDpSFFSRb3QVKeX1q2j9DVbdFqOMb7T3jd_gu12wGQoKTz5UsHKbIQ5FOa8CwznTgsLclEgKJ7eHsVRrLRQyNLraWwJyGeNJs5qZEZiFagNspPHQdWtwh-_W2KV/35uazX9w0VdsAYiFG_3oaKTyi-CEiGQLVuERMb2PXCE",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kim",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Kim Horton has 34 years of experience in the mortgage and real estate industry, committed to helping clients achieve homeownership, build investment portfolios, or save money regardless of loan size.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kim",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kim",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kim",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 34,
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kim",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/kim",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kim",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/kim",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/kim",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "34",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/kim",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:57:56.780823+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kim-horton-327958#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/kim",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}