{
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    "languages": {
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      "branch_zip": null,
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      "lender_profile_url": null,
      "lender_type": "other",
      "source": "state_regulator",
      "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
      "verified_at": "2026-10-15"
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        "branch_zip": null,
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        "verified_at": "2026-10-15"
      },
      {
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        "end_date": null,
        "lender_profile_url": "https://www.kmghawaii.com/team-member/valeria-affinito",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://www.kmghawaii.com/team-member/valeria-affinito",
        "verified_at": "2026-10-15"
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    ],
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        "issued_at": "2023-12-15",
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        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
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        "regulator": "fl"
      },
      {
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        "license_type": "state_license",
        "license_number": null,
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        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "01755076",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dre",
        "regulator_name": "California Department of Real Estate"
      },
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        "state": "CO",
        "license_type": "state_license",
        "license_number": null,
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        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/valeria-affinito",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/valeria-affinito",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/valeria-affinito",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/valeria-affinito",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/valeria-affinito",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI333399",
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        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
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      {
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        "label": "Crypto / Bitcoin mortgage",
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        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/valeria-affinito",
        "verified_at": "2026-10-26"
      }
    ],
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    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
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        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/valeria-affinito",
        "verified_at": "2026-10-15"
      },
      {
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        "source": "lender_site",
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        "verified_at": "2026-10-15"
      },
      {
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        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/valeria-affinito",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Treasurer for Women in Aviation International",
        "source": "lender_site",
        "source_url": "https://www.kmghawaii.com/team-member/valeria-affinito",
        "verified_at": "2026-10-15"
      }
    ],
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    "updated_at": "2026-10-24 19:30:30.882627+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/valeria-affinito-333399#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.kmghawaii.com/team-member/valeria-affinito",
      "verified_at": "2026-10-15"
    },
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      "state": "FL"
    },
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      "state": "FL"
    },
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  }
}