{
  "canonical_url": "https://lendb.ai/lo/jerald-epstein-337072",
  "loan_officer": {
    "nmls_id": 337072,
    "slug": "jerald-epstein-337072",
    "canonical_url": "https://lendb.ai/lo/jerald-epstein-337072",
    "md_url": "https://lendb.ai/lo/jerald-epstein-337072.md",
    "json_url": "https://lendb.ai/lo/jerald-epstein-337072.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/337072",
    "full_name": {
      "value": "Jerry Epstein",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Jerry",
    "last_name": "Epstein",
    "headshot_url": {
      "value": "https://thevault.ccm.com/m/13543f83be474120/Website-3744_Epstein_337072.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Jerry has over 25 years of mortgage lending experience and has helped thousands achieve homeownership. Educated in engineering and physics, he later managed his family's printing business before transitioning to lending.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 15,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Naples",
      "branch_state": "FL",
      "branch_zip": "34109",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Naples",
        "branch_state": "FL",
        "branch_zip": "34109",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO1174",
        "status": "active",
        "issued_at": "2011-01-07",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Bachelor of Science in Electrical Engineering from Northeastern University; graduate studies in physics at Northeastern and Suffolk Universities",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Naples, FL",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 14:25:14.301916+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jerald-epstein-337072#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/naples-fl-3744/jerald-epstein/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2011,
      "state": "FL"
    },
    "federal_registration": null
  }
}