{
  "canonical_url": "https://lendb.ai/lo/thomas-white-359308",
  "loan_officer": {
    "nmls_id": 359308,
    "slug": "thomas-white-359308",
    "canonical_url": "https://lendb.ai/lo/thomas-white-359308",
    "md_url": "https://lendb.ai/lo/thomas-white-359308.md",
    "json_url": "https://lendb.ai/lo/thomas-white-359308.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/359308",
    "full_name": {
      "value": "Tom White",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/florida/tampa/tom-white",
      "verified_at": "2026-10-09"
    },
    "first_name": "Tom",
    "last_name": "White",
    "headshot_url": {
      "value": "https://www.embracehomeloans.com/media/hv2jm5b3/towhite_bio72.jpg",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/florida/tampa/tom-white",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Tom is a Senior Loan Officer with many years in the mortgage industry, having personally assisted hundreds of families. He emphasizes building relationships and tailoring financing solutions to help customers achieve their financial goals.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/florida/tampa/tom-white",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Producing Sales Manager",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/florida/tampa/tom-white",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/florida/tampa/tom-white",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 11,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 2184,
      "lender_name": "Embrace Home Loans",
      "lender_slug": "embrace-home-loans-2184",
      "branch_city": "Tampa",
      "branch_state": "FL",
      "branch_zip": "33607",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.embracehomeloans.com/location/florida/tampa/tom-white",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/florida/tampa/tom-white",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2184,
        "lender_name": "Embrace Home Loans",
        "lender_slug": "embrace-home-loans-2184",
        "branch_city": "Tampa",
        "branch_state": "FL",
        "branch_zip": "33607",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.embracehomeloans.com/location/florida/tampa/tom-white",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/florida/tampa/tom-white",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO29553",
        "status": "active",
        "issued_at": "2015-04-29",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "role",
        "value": "Senior Loan Officer at Homeowners Mortgage Enterprise",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/florida/tampa/tom-white",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Senior Residential Loan Officer at Bay Cities Bank",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/florida/tampa/tom-white",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Bachelor's Degree in Marketing from The University of Florida",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/florida/tampa/tom-white",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Active member of BNI Platinum Chapter in Lutz, Florida; member of Grace Family Church and leader of Men's Courageous Group",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/florida/tampa/tom-white",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:31:03.40274+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/thomas-white-359308#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/florida/tampa/tom-white",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2015,
      "state": "FL"
    },
    "federal_registration": null
  }
}