{
  "canonical_url": "https://lendb.ai/lo/summer-freeman-360504",
  "loan_officer": {
    "nmls_id": 360504,
    "slug": "summer-freeman-360504",
    "canonical_url": "https://lendb.ai/lo/summer-freeman-360504",
    "md_url": "https://lendb.ai/lo/summer-freeman-360504.md",
    "json_url": "https://lendb.ai/lo/summer-freeman-360504.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/360504",
    "full_name": {
      "value": "Summer Freeman",
      "source": "state_regulator",
      "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
      "verified_at": "2026-10-22"
    },
    "first_name": "Summer",
    "last_name": "Freeman",
    "licensed_names": [
      {
        "name": "Summer Freeman",
        "name_with_middle_initial": "Summer L. Freeman",
        "first_name": "Summer",
        "middle_initial": "L",
        "last_name": "Freeman",
        "states": [
          "CA",
          "OR"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": {
      "value": "https://mortgagemarketplace.loans/wp-content/uploads/2026/09/summer-freeman-mortgage-marketplace-headshot-image.webp",
      "source": "state_regulator",
      "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
      "verified_at": "2026-10-22"
    },
    "bio": {
      "value": "Summer Freeman is a branch manager and mortgage broker in Eugene, Oregon, with over 28 years in mortgage and real estate, starting in 1998. They help clients in Oregon, California, Idaho and Washington. Their profile lists first-time buyer, refinance, home equity, reverse mortgage, investor and self-employed financing as areas of guidance.",
      "source": "state_regulator",
      "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
      "verified_at": "2026-10-22"
    },
    "title": {
      "value": "Mortgage Broker and Branch Manager, Mortgage Marketplace",
      "source": "state_regulator",
      "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
      "verified_at": "2026-10-22"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
      "verified_at": "2026-10-22"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 28,
      "source": "lender_site",
      "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
      "verified_at": "2026-10-22"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 2367229,
      "lender_name": "Mortgage Marketplace LLC",
      "lender_slug": "mortgage-marketplace-llc-2367229",
      "branch_city": "Eugene",
      "branch_state": "OR",
      "branch_zip": "97401",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
      "lender_type": "other",
      "source": "state_regulator",
      "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
      "verified_at": "2026-10-22"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2367229,
        "lender_name": "Mortgage Marketplace LLC",
        "lender_slug": "mortgage-marketplace-llc-2367229",
        "branch_city": "Eugene",
        "branch_state": "OR",
        "branch_zip": "97401",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "verified_at": "2026-10-22"
      }
    ],
    "licenses": [
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2018-04-17",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI360504",
        "status": "active",
        "issued_at": "2013-05-08",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "verified_at": "2026-10-22"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "verified_at": "2026-10-22"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "verified_at": "2026-10-22"
      },
      {
        "slug": "refinance",
        "label": "Refinance",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "verified_at": "2026-10-22"
      },
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "verified_at": "2026-10-22"
      },
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "verified_at": "2026-10-22"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/summer-freeman-loans/",
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "verified_at": "2026-10-22"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "28",
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "verified_at": "2026-10-22"
      },
      {
        "kind": "years_experience",
        "value": "since 1998",
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "verified_at": "2026-10-22"
      },
      {
        "kind": "service_area",
        "value": "Oregon, California, Idaho, Washington",
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "verified_at": "2026-10-22"
      },
      {
        "kind": "role",
        "value": "Former secretary, senior processor, mobile notary, client concierge and loan partner in real estate and mortgage",
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "verified_at": "2026-10-22"
      },
      {
        "kind": "community",
        "value": "Member of the Eugene and Springfield chambers of commerce; Affiliate Director on the Springfield Realtor board; Eugene Realtors YPN committee",
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "verified_at": "2026-10-22"
      },
      {
        "kind": "other",
        "value": "Has a passion for serving older members of the community",
        "source": "lender_site",
        "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
        "verified_at": "2026-10-22"
      }
    ],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:28:56.294761+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/summer-freeman-360504#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://mortgagemarketplace.loans/team-member/summer-freeman/",
      "verified_at": "2026-10-22"
    },
    "earliest_license_record": {
      "date": "2013-05-08",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2013,
      "state": "CA"
    },
    "federal_registration": null
  }
}