{
  "canonical_url": "https://lendb.ai/lo/steven-kirk-363628",
  "loan_officer": {
    "nmls_id": 363628,
    "slug": "steven-kirk-363628",
    "canonical_url": "https://lendb.ai/lo/steven-kirk-363628",
    "md_url": "https://lendb.ai/lo/steven-kirk-363628.md",
    "json_url": "https://lendb.ai/lo/steven-kirk-363628.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/363628",
    "full_name": {
      "value": "Steve Kirk",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/steve-kirk",
      "verified_at": "2026-10-11"
    },
    "first_name": "Steve",
    "last_name": "Kirk",
    "headshot_url": {
      "value": "https://cloud.cmgfi.com/dvbdysuf5/image/upload/a_exif,f_auto,g_faces,c_thumb,w_250,h_250,z_0.5,r_max/CMG_Web_Resources/LO_Images/Production_15314_Steven_Kirk_1790028432",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/steve-kirk",
      "verified_at": "2026-10-11"
    },
    "bio": {
      "value": "Steve Kirk has over 30 years in mortgage lending and focuses on helping seniors review home equity options through reverse mortgages.",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/steve-kirk",
      "verified_at": "2026-10-11"
    },
    "title": {
      "value": "Loan Officer/Reverse Mortgage Specialist",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/steve-kirk",
      "verified_at": "2026-10-11"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/steve-kirk",
      "verified_at": "2026-10-11"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 30,
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/steve-kirk",
      "verified_at": "2026-10-11"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 1820,
      "lender_name": "CMG Home Loans",
      "lender_slug": "cmg-home-loans-1820",
      "branch_city": "Greenwood Village",
      "branch_state": "CO",
      "branch_zip": "80111",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.cmghomeloans.com/mysite/steve-kirk",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/steve-kirk",
      "verified_at": "2026-10-11"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1820,
        "lender_name": "CMG Home Loans",
        "lender_slug": "cmg-home-loans-1820",
        "branch_city": "Greenwood Village",
        "branch_state": "CO",
        "branch_zip": "80111",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.cmghomeloans.com/mysite/steve-kirk",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/steve-kirk",
        "verified_at": "2026-10-11"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO148479",
        "status": "active",
        "issued_at": "2026-06-08",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/steve-kirk",
        "verified_at": "2026-10-11"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "30",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/steve-kirk",
        "verified_at": "2026-10-11"
      }
    ],
    "last_verified_at": "2026-10-11",
    "updated_at": "2026-10-11 17:04:36.209871+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/steven-kirk-363628#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/steve-kirk",
      "verified_at": "2026-10-11"
    },
    "earliest_license_record": {
      "date": "2026-06-08",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2026,
      "state": "FL"
    },
    "federal_registration": null
  }
}