{
  "canonical_url": "https://lendb.ai/lo/gus-palattao-36543",
  "loan_officer": {
    "nmls_id": 36543,
    "slug": "gus-palattao-36543",
    "canonical_url": "https://lendb.ai/lo/gus-palattao-36543",
    "md_url": "https://lendb.ai/lo/gus-palattao-36543.md",
    "json_url": "https://lendb.ai/lo/gus-palattao-36543.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/36543",
    "full_name": {
      "value": "Gus Palattao",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/guspalattao/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Gus",
    "last_name": "Palattao",
    "headshot_url": {
      "value": "https://granitebank.com/wp-content/uploads/2024/10/gus-p-1080-2-300x300.jpg",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/guspalattao/",
      "verified_at": "2026-10-16"
    },
    "bio": null,
    "title": {
      "value": "Senior Loan Officer/Sales Support Manager",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/guspalattao/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/guspalattao/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 405434,
      "lender_name": "Granite Bank",
      "lender_slug": "granite-bank-405434",
      "branch_city": "Champlin",
      "branch_state": "MN",
      "branch_zip": "55316",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://granitebank.com/loan-officer/guspalattao/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/guspalattao/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 405434,
        "lender_name": "Granite Bank",
        "lender_slug": "granite-bank-405434",
        "branch_city": "Champlin",
        "branch_state": "MN",
        "branch_zip": "55316",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://granitebank.com/loan-officer/guspalattao/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/guspalattao/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "IA",
        "license_type": "state_license",
        "license_number": "20587",
        "status": "expired",
        "issued_at": "2012-12-19",
        "source": "state_regulator",
        "source_url": "https://idob.iowa.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ia"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "36543",
        "status": "expired",
        "issued_at": "2013-05-29",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/gus-palattao-06377a10/",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/guspalattao/",
        "verified_at": "2026-10-16"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "over 30",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/guspalattao/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "role",
        "value": "Past roles in processing, underwriting, closing/funding, secondary market and branch management",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/guspalattao/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "service_area",
        "value": "Clients across all 50 states",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/guspalattao/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-21 14:57:59.133113+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/gus-palattao-36543#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/guspalattao/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "2012-12-19",
      "state": "IA"
    },
    "licensed_since": {
      "year": 2012,
      "state": "IA"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}