{
  "canonical_url": "https://lendb.ai/lo/scott-stewart-365588",
  "loan_officer": {
    "nmls_id": 365588,
    "slug": "scott-stewart-365588",
    "canonical_url": "https://lendb.ai/lo/scott-stewart-365588",
    "md_url": "https://lendb.ai/lo/scott-stewart-365588.md",
    "json_url": "https://lendb.ai/lo/scott-stewart-365588.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/365588",
    "full_name": {
      "value": "Scott Stewart",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Scott",
    "last_name": "Stewart",
    "licensed_names": [
      {
        "name": "Scott Stewart",
        "name_with_middle_initial": "Scott D. Stewart",
        "first_name": "Scott",
        "middle_initial": "D",
        "last_name": "Stewart",
        "states": [
          "CA",
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": {
      "value": "https://www.orangecountyscu.org/globalassets/products/home-loans/2019-10-mortgage-loan-officers-for-website-260x260-_0002_scott-stewart-023_v1_current.jpg",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Scott Stewart is a Mortgage Loan Consultant who says they have assisted homeowners for over 25 years in all aspects of real estate. They say they have worked with clients from those new to homeownership to seasoned homeowners, and that they grew up in Orange County.",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Mortgage Loan Consultant",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 403462,
      "lender_name": "Orange County's Credit Union",
      "lender_slug": "orange-county-s-credit-union-403462",
      "branch_city": "Santa Ana",
      "branch_state": "CA",
      "branch_zip": "92705",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/",
      "lender_type": "credit_union",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 403462,
        "lender_name": "Orange County's Credit Union",
        "lender_slug": "orange-county-s-credit-union-403462",
        "branch_city": "Santa Ana",
        "branch_state": "CA",
        "branch_zip": "92705",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/",
        "lender_type": "credit_union",
        "source": "lender_site",
        "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO43023",
        "status": "expired",
        "issued_at": "2017-05-03",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DBO365588",
        "status": "inactive",
        "issued_at": "2014-04-07",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-23 04:43:05.584617+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/scott-stewart-365588#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "2014-04-07",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2014,
      "state": "CA"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "credit_union",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}