{
  "canonical_url": "https://lendb.ai/lo/teresa-lopez-374578",
  "loan_officer": {
    "nmls_id": 374578,
    "slug": "teresa-lopez-374578",
    "canonical_url": "https://lendb.ai/lo/teresa-lopez-374578",
    "md_url": "https://lendb.ai/lo/teresa-lopez-374578.md",
    "json_url": "https://lendb.ai/lo/teresa-lopez-374578.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/374578",
    "full_name": {
      "value": "Teresa Lopez",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Teresa",
    "last_name": "Lopez",
    "headshot_url": {
      "value": "https://www.thefederalsavingsbank.com/wp-content/uploads/2025/07/374578-new.jpg",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Teresa Lopez has a 20 plus year mortgage banking career. Their profile says they previously worked on financing for self-employed clients in the Washington, DC metro region and have experience in green building finance and construction lending. Their listed recognitions include FHA 203k Specialist, FNMA Homestyle and Veteran Lending Specialist.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Outside Commissioned Vice President",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 411500,
      "lender_name": "The Federal Savings Bank",
      "lender_slug": "the-federal-savings-bank-411500",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "lender_slug": "the-federal-savings-bank-411500",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
        "verified_at": "2026-10-16"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
        "verified_at": "2026-10-16"
      },
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
        "verified_at": "2026-10-16"
      },
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
        "verified_at": "2026-10-16"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "other",
        "value": "Subject matter expert work with FHA-HUD, Fannie Mae, Freddie Mac and other policy makers (earlier career)",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "FHA 203k Specialist",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "FNMA Homestyle",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "Veteran Lending Specialist",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Supports community, Veterans and those seeking sustainable lifestyles",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 10:28:12.648222+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/teresa-lopez-374578#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/teresa-lopez/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}