{
  "canonical_url": "https://lendb.ai/lo/joanna-white-404853",
  "loan_officer": {
    "nmls_id": 404853,
    "slug": "joanna-white-404853",
    "canonical_url": "https://lendb.ai/lo/joanna-white-404853",
    "md_url": "https://lendb.ai/lo/joanna-white-404853.md",
    "json_url": "https://lendb.ai/lo/joanna-white-404853.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404853",
    "full_name": {
      "value": "Joanna White",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Joanna",
    "last_name": "White",
    "headshot_url": {
      "value": "https://www.uhm.com/media/4943/joanna-whites.jpg",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "With 24 years of mortgage experience, Joanna specializes in first-time homebuyers, jumbo loans, second homes and real estate investors. She serves Chicagoland, Southwest Florida and Wisconsin.",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Producing Branch Manager",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 24,
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 2229,
      "lender_name": "Union Home Mortgage",
      "lender_slug": "union-home-mortgage-2229",
      "branch_city": "Arlington Heights",
      "branch_state": "IL",
      "branch_zip": "60005",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.uhm.com/loan-officers/joanna-white/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2229,
        "lender_name": "Union Home Mortgage",
        "lender_slug": "union-home-mortgage-2229",
        "branch_city": "Arlington Heights",
        "branch_state": "IL",
        "branch_zip": "60005",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.uhm.com/loan-officers/joanna-white/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO88677",
        "status": "active",
        "issued_at": "2021-06-02",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": "031.0040230",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "IN",
        "license_type": "state_license",
        "license_number": "74804",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MO",
        "license_type": "state_license",
        "license_number": "404853",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "404853",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "24",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Chicagoland, Southwest Florida, and Wisconsin",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Multi-year President's Club and Founders Club honoree (2019–2024)",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Volunteers supporting homeless community, packing meals at Feed My Starving Children, helping dog shelters, and participating in charitable events",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 02:56:25.32563+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/joanna-white-404853#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/joanna-white/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2021-06-02",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2021,
      "state": "FL"
    },
    "federal_registration": null
  }
}