{
  "canonical_url": "https://lendb.ai/lo/natalie-williams-418861",
  "loan_officer": {
    "nmls_id": 418861,
    "slug": "natalie-williams-418861",
    "canonical_url": "https://lendb.ai/lo/natalie-williams-418861",
    "md_url": "https://lendb.ai/lo/natalie-williams-418861.md",
    "json_url": "https://lendb.ai/lo/natalie-williams-418861.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/418861",
    "full_name": {
      "value": "Natalie Williams",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/or/eagle-point/natalie-williams",
      "verified_at": "2026-10-16"
    },
    "first_name": "Natalie",
    "last_name": "Williams",
    "headshot_url": {
      "value": "https://a.mktgcdn.com/p/IfP7cfritFRCKv88yyM5Petm-vHwHUF0nqxBt7FtX44/304x375.jpg",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/or/eagle-point/natalie-williams",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Natalie Williams has been in the industry since 2008. Their profile says they especially enjoy the challenges of new construction loans. They previously worked in branch management, coaching, business development and consumer lending, and they volunteer at their children's school and lead a local 4-H chapter.",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/or/eagle-point/natalie-williams",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Residential Loan Officer",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/or/eagle-point/natalie-williams",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/or/eagle-point/natalie-williams",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 439266,
      "lender_name": "Banner Bank",
      "lender_slug": "banner-bank-439266",
      "branch_city": "Eagle Point",
      "branch_state": "OR",
      "branch_zip": "97524",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://loanofficers.bannerbank.com/or/eagle-point/natalie-williams",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/or/eagle-point/natalie-williams",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 439266,
        "lender_name": "Banner Bank",
        "lender_slug": "banner-bank-439266",
        "branch_city": "Eagle Point",
        "branch_state": "OR",
        "branch_zip": "97524",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://loanofficers.bannerbank.com/or/eagle-point/natalie-williams",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://loanofficers.bannerbank.com/or/eagle-point/natalie-williams",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "new-construction",
        "label": "New construction",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://loanofficers.bannerbank.com/or/eagle-point/natalie-williams",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2008",
        "source": "lender_site",
        "source_url": "https://loanofficers.bannerbank.com/or/eagle-point/natalie-williams",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "role",
        "value": "Branch management (past role)",
        "source": "lender_site",
        "source_url": "https://loanofficers.bannerbank.com/or/eagle-point/natalie-williams",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Volunteers at children's school",
        "source": "lender_site",
        "source_url": "https://loanofficers.bannerbank.com/or/eagle-point/natalie-williams",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 14:07:18.396325+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/natalie-williams-418861#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://loanofficers.bannerbank.com/or/eagle-point/natalie-williams",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}