{
  "canonical_url": "https://lendb.ai/lo/michael-ross-42104",
  "loan_officer": {
    "nmls_id": 42104,
    "slug": "michael-ross-42104",
    "canonical_url": "https://lendb.ai/lo/michael-ross-42104",
    "md_url": "https://lendb.ai/lo/michael-ross-42104.md",
    "json_url": "https://lendb.ai/lo/michael-ross-42104.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/42104",
    "full_name": {
      "value": "Michael Ross",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/mross/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Michael",
    "last_name": "Ross",
    "headshot_url": null,
    "bio": {
      "value": "Michael Ross brings 24+ years of mortgage industry experience as both lender and broker, with expertise in banking, brokered, and portfolio lending. He serves South King County and prioritizes transparency, quick communication, and seamless loan processes.",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/mross/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Area Manager",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/mross/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/mross/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 24,
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/mross/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1025894,
      "lender_name": "Mutual of Omaha Mortgage",
      "lender_slug": "mutual-of-omaha-mortgage-1025894",
      "branch_city": "Puyallup",
      "branch_state": "WA",
      "branch_zip": "98372",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.mutualmortgage.com/loan-officer/mross/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/mross/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "lender_slug": "mutual-of-omaha-mortgage-1025894",
        "branch_city": "Puyallup",
        "branch_state": "WA",
        "branch_zip": "98372",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.mutualmortgage.com/loan-officer/mross/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/mross/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/mortgagemichael/",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/mross/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "24",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/mross/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Rural South King County",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/mross/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Volunteers in equine rescue",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/mross/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Background in network administration and database development, distributed control systems and data acquisition",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/mross/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 06:51:25.909465+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/michael-ross-42104#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/mross/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}