{
  "canonical_url": "https://lendb.ai/lo/ryan-grothe-422664",
  "loan_officer": {
    "nmls_id": 422664,
    "slug": "ryan-grothe-422664",
    "canonical_url": "https://lendb.ai/lo/ryan-grothe-422664",
    "md_url": "https://lendb.ai/lo/ryan-grothe-422664.md",
    "json_url": "https://lendb.ai/lo/ryan-grothe-422664.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/422664",
    "full_name": {
      "value": "Ryan Grothe",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/ryangrothe/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Ryan",
    "last_name": "Grothe",
    "headshot_url": null,
    "bio": {
      "value": "Ryan Grothe is a lifelong Greenwood, Indiana resident who builds their business on referrals and has worked with clients across the United States. They are active in local community groups including BNI and MIBOR committees.",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/ryangrothe/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/ryangrothe/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/ryangrothe/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 1561,
      "lender_name": "Vanderbilt Mortgage and Finance, Inc.",
      "lender_slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "branch_city": "Indianapolis",
      "branch_state": "IN",
      "branch_zip": "46250",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://silvertonmortgage.com/ryangrothe/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/ryangrothe/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1561,
        "lender_name": "Vanderbilt Mortgage and Finance, Inc.",
        "lender_slug": "vanderbilt-mortgage-and-finance-inc-1561",
        "branch_city": "Indianapolis",
        "branch_state": "IN",
        "branch_zip": "46250",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://silvertonmortgage.com/ryangrothe/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/ryangrothe/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO54452",
        "status": "expired",
        "issued_at": "2018-06-28",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "credential",
        "value": "Five Star Mortgage Professional Award (Indianapolis Monthly Magazine), 2011-present",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/ryangrothe/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "Indiana University, studied finance and business management",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/ryangrothe/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "Greenwood, Indiana (lifelong resident)",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/ryangrothe/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Member of BNI Nothing But Net chapter",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/ryangrothe/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Volunteers on various committees of the Metropolitan Indianapolis Board of Realtors (MIBOR)",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/ryangrothe/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 04:34:03.197633+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ryan-grothe-422664#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/ryangrothe/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2018-06-28",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2018,
      "state": "FL"
    },
    "federal_registration": null
  }
}