{
  "canonical_url": "https://lendb.ai/lo/nancy-marcosa-439289",
  "loan_officer": {
    "nmls_id": 439289,
    "slug": "nancy-marcosa-439289",
    "canonical_url": "https://lendb.ai/lo/nancy-marcosa-439289",
    "md_url": "https://lendb.ai/lo/nancy-marcosa-439289.md",
    "json_url": "https://lendb.ai/lo/nancy-marcosa-439289.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/439289",
    "full_name": {
      "value": "Nancy Marcosa",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Nancy",
    "last_name": "Marcosa",
    "headshot_url": {
      "value": "https://www.orangecountyscu.org/globalassets/products/home-loans/2019-10-mortgage-loan-officers-for-website-260x260-_0004_nancy-marcosa-028_v1_current.jpg",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Nancy Marcosa is a Mortgage Loan Consultant in Santa Ana, California. They say they have helped individuals with home loans for over 12 years.",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Mortgage Loan Consultant",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 12,
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 403462,
      "lender_name": "Orange County's Credit Union",
      "lender_slug": "orange-county-s-credit-union-403462",
      "branch_city": "Santa Ana",
      "branch_state": "CA",
      "branch_zip": "92705",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/",
      "lender_type": "credit_union",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 403462,
        "lender_name": "Orange County's Credit Union",
        "lender_slug": "orange-county-s-credit-union-403462",
        "branch_city": "Santa Ana",
        "branch_state": "CA",
        "branch_zip": "92705",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/",
        "lender_type": "credit_union",
        "source": "lender_site",
        "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "12",
        "source": "lender_site",
        "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 20:45:09.330938+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/nancy-marcosa-439289#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.orangecountyscu.org/products/home-loans/meet-our-team/nancy-marcosa/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "credit_union",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}