{
  "canonical_url": "https://lendb.ai/lo/eduardo-padilla-443477",
  "loan_officer": {
    "nmls_id": 443477,
    "slug": "eduardo-padilla-443477",
    "canonical_url": "https://lendb.ai/lo/eduardo-padilla-443477",
    "md_url": "https://lendb.ai/lo/eduardo-padilla-443477.md",
    "json_url": "https://lendb.ai/lo/eduardo-padilla-443477.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/443477",
    "full_name": {
      "value": "Eduardo Padilla",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/il/glenview/990-river-dr-hla-443477",
      "verified_at": "2026-10-09"
    },
    "first_name": "Eduardo",
    "last_name": "Padilla",
    "headshot_url": {
      "value": "http://a.mktgcdn.com/p/hrmNZ-yFvEk_nyRWVceNbMq-iQLXaGygbf9wGiAoRKs/600x900.jpg",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/il/glenview/990-river-dr-hla-443477",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Eduardo has 15 years of experience as a Senior Home Lending Advisor, speaks Spanish, and specializes in preapproval, lending to self-employed clients, low-to-moderate income lending programs, and borrowers with limited credit history.",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/il/glenview/990-river-dr-hla-443477",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Senior Home Lending Advisor",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/il/glenview/990-river-dr-hla-443477",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/il/glenview/990-river-dr-hla-443477",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 399798,
      "lender_name": "JPMorgan Chase Bank (Chase Home Lending)",
      "lender_slug": "chase-399798",
      "branch_city": "Glenview",
      "branch_state": "IL",
      "branch_zip": "60025",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://homelendingadvisor.chase.com/il/glenview/990-river-dr-hla-443477",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/il/glenview/990-river-dr-hla-443477",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 399798,
        "lender_name": "JPMorgan Chase Bank (Chase Home Lending)",
        "lender_slug": "chase-399798",
        "branch_city": "Glenview",
        "branch_state": "IL",
        "branch_zip": "60025",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://homelendingadvisor.chase.com/il/glenview/990-river-dr-hla-443477",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/il/glenview/990-river-dr-hla-443477",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.38,
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/il/glenview/990-river-dr-hla-443477",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/eduardo-padilla-0425317a/",
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/il/glenview/990-river-dr-hla-443477",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Glenview, IL",
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/il/glenview/990-river-dr-hla-443477",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 11:01:00.354826+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/eduardo-padilla-443477#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/il/glenview/990-river-dr-hla-443477",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}