{
  "canonical_url": "https://lendb.ai/lo/david-netzley-450891",
  "loan_officer": {
    "nmls_id": 450891,
    "slug": "david-netzley-450891",
    "canonical_url": "https://lendb.ai/lo/david-netzley-450891",
    "md_url": "https://lendb.ai/lo/david-netzley-450891.md",
    "json_url": "https://lendb.ai/lo/david-netzley-450891.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/450891",
    "full_name": {
      "value": "David Netzley",
      "source": "lender_site",
      "source_url": "https://21stcenturylending.com/lo/david-netzley/",
      "verified_at": "2026-10-15"
    },
    "first_name": "David",
    "last_name": "Netzley",
    "headshot_url": {
      "value": "https://21stcenturylending.com/wp-content/uploads/2026/03/headshot-199-199.webp",
      "source": "lender_site",
      "source_url": "https://21stcenturylending.com/lo/david-netzley/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://21stcenturylending.com/lo/david-netzley/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://21stcenturylending.com/lo/david-netzley/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 38,
      "source": "lender_site",
      "source_url": "https://21stcenturylending.com/lo/david-netzley/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 241835,
      "lender_name": "Full Realty Services, Inc.",
      "lender_slug": "full-realty-services-inc-241835",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://21stcenturylending.com/lo/david-netzley/",
      "lender_type": "other",
      "source": "lender_site",
      "source_url": "https://21stcenturylending.com/lo/david-netzley/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 241835,
        "lender_name": "Full Realty Services, Inc.",
        "lender_slug": "full-realty-services-inc-241835",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://21stcenturylending.com/lo/david-netzley/",
        "lender_type": "other",
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/david-netzley/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/david-netzley/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/david-netzley/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/david-netzley/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "non-qm",
        "label": "Non-QM loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/david-netzley/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/david-netzley/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/david-netzley/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/david-netzley/",
        "verified_at": "2026-10-15"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "38",
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/david-netzley/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "CMC - Certified Mortgage Consultant",
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/david-netzley/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 20:02:44.356102+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/david-netzley-450891#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://21stcenturylending.com/lo/david-netzley/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}