{
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  "loan_officer": {
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    "md_url": "https://lendb.ai/lo/mary-lee-gilchrist-454647.md",
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      "verified_at": "2026-10-16"
    },
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      "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
      "verified_at": "2026-10-16"
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    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
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      "lender_name": "Bell Bank",
      "lender_slug": "bell-bank-419538",
      "branch_city": "Overland Park",
      "branch_state": "KS",
      "branch_zip": "66210",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
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        "lender_name": "Bell Bank",
        "lender_slug": "bell-bank-419538",
        "branch_city": "Overland Park",
        "branch_state": "KS",
        "branch_zip": "66210",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
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        "evidence": "lender_page_text",
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        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-26"
      },
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        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.59,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
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        "confidence": 0.59,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.59,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.39,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
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      {
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        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-16"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
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        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-16"
      },
      {
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        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "Multiple Year 5 Star Professional winner",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "Falcon Award",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "other",
        "value": "Author and educator",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Habitat For Humanity",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Be The Match",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "KCRAR",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "MBA",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 08:36:41.624317+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/mary-lee-gilchrist-454647#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/maryleemortgage",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}