{
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    },
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    },
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      "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
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    },
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    },
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    },
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      "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
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    },
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        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
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        "status": "listed_on_lender_site",
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        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
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      },
      {
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        "license_type": "state_license",
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        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
        "verified_at": "2026-10-09",
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      },
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
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        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
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        "state": "NV",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
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        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
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        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      },
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
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      {
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        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2010",
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Business Administration Degree with an Option in Finance from California State University Northridge",
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 10:25:27.510775+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jim-brettl-455400#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/jim-brettl",
      "verified_at": "2026-10-09"
    },
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  }
}