{
  "canonical_url": "https://lendb.ai/lo/todd-piles-469172",
  "loan_officer": {
    "nmls_id": 469172,
    "slug": "todd-piles-469172",
    "canonical_url": "https://lendb.ai/lo/todd-piles-469172",
    "md_url": "https://lendb.ai/lo/todd-piles-469172.md",
    "json_url": "https://lendb.ai/lo/todd-piles-469172.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/469172",
    "full_name": {
      "value": "Todd Piles",
      "source": "lender_site",
      "source_url": "https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles",
      "verified_at": "2026-10-16"
    },
    "first_name": "Todd",
    "last_name": "Piles",
    "headshot_url": null,
    "bio": {
      "value": "Todd Piles is a Mortgage Loan Officer in Bixby, OK. They state over 25 years working with individuals and families on retail home loans, and they describe themselves as an Army combat veteran. Their profile lists Bixby as their area.",
      "source": "lender_site",
      "source_url": "https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 401680,
      "lender_name": "TTCU Federal Credit Union",
      "lender_slug": "ttcu-federal-credit-union-401680",
      "branch_city": "Bixby",
      "branch_state": "OK",
      "branch_zip": "74008",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles",
      "lender_type": "credit_union",
      "source": "lender_site",
      "source_url": "https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 401680,
        "lender_name": "TTCU Federal Credit Union",
        "lender_slug": "ttcu-federal-credit-union-401680",
        "branch_city": "Bixby",
        "branch_state": "OK",
        "branch_zip": "74008",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles",
        "lender_type": "credit_union",
        "source": "lender_site",
        "source_url": "https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "service_area",
        "value": "Bixby",
        "source": "lender_site",
        "source_url": "https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 22:45:51.939591+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/todd-piles-469172#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.ttcu.com/loans-credit/home-loans/mortgage-loan-originators/todd-piles",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "credit_union",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}