{
  "canonical_url": "https://lendb.ai/lo/john-west-473161",
  "loan_officer": {
    "nmls_id": 473161,
    "slug": "john-west-473161",
    "canonical_url": "https://lendb.ai/lo/john-west-473161",
    "md_url": "https://lendb.ai/lo/john-west-473161.md",
    "json_url": "https://lendb.ai/lo/john-west-473161.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/473161",
    "full_name": {
      "value": "John West",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/john-west",
      "verified_at": "2026-10-16"
    },
    "first_name": "John",
    "last_name": "West",
    "headshot_url": {
      "value": "https://www.firstmid.com/assets/files/dsCAJXty/JohnWest_275x360-1.jpg",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/john-west",
      "verified_at": "2026-10-16"
    },
    "bio": null,
    "title": {
      "value": "Regional Community President",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/john-west",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/john-west",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 411170,
      "lender_name": "First Mid Bank & Trust",
      "lender_slug": "first-mid-bank-trust-411170",
      "branch_city": "Decatur",
      "branch_state": "IL",
      "branch_zip": "62523",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.firstmid.com/staff/john-west",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/john-west",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411170,
        "lender_name": "First Mid Bank & Trust",
        "lender_slug": "first-mid-bank-trust-411170",
        "branch_city": "Decatur",
        "branch_state": "IL",
        "branch_zip": "62523",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.firstmid.com/staff/john-west",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/john-west",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "role",
        "value": "Commercial Lender for the Decatur community",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/john-west",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "Impact Lender of the Year (First Mid award)",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/john-west",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "Chairman’s Award for Excellence (First Mid award)",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/john-west",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "education",
        "value": "Bachelor of Science in Agrifinance, University of Illinois Urbana-Champaign",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/john-west",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Member of Decatur Rotary #180",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/john-west",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Board President of the Good Samaritan Inn",
        "source": "lender_site",
        "source_url": "https://www.firstmid.com/staff/john-west",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-21 19:47:03.466733+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/john-west-473161#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.firstmid.com/staff/john-west",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}