{
  "canonical_url": "https://lendb.ai/lo/kay-kaup-473254",
  "loan_officer": {
    "nmls_id": 473254,
    "slug": "kay-kaup-473254",
    "canonical_url": "https://lendb.ai/lo/kay-kaup-473254",
    "md_url": "https://lendb.ai/lo/kay-kaup-473254.md",
    "json_url": "https://lendb.ai/lo/kay-kaup-473254.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/473254",
    "full_name": {
      "value": "Kay Kaup",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/kay-kaup",
      "verified_at": "2026-10-16"
    },
    "first_name": "Kay",
    "last_name": "Kaup",
    "headshot_url": {
      "value": "https://www.plainscommerce.com/assets/general-uploads/_213x213_crop_top-center_none/Kay-Kaup-2018-Web.jpg",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/kay-kaup",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Kay Kaup is the Market President in Hoven, SD. They have served farmers and ranchers in Northeastern South Dakota for the past two decades. Their page says they do ag lending as well as commercial and consumer lending.",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/kay-kaup",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Market President",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/kay-kaup",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/kay-kaup",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/kay-kaup",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 463950,
      "lender_name": "Plains Commerce Bank",
      "lender_slug": "plains-commerce-bank-463950",
      "branch_city": "Hoven",
      "branch_state": "SD",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.plainscommerce.com/community-banking/our-people/kay-kaup",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/kay-kaup",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 463950,
        "lender_name": "Plains Commerce Bank",
        "lender_slug": "plains-commerce-bank-463950",
        "branch_city": "Hoven",
        "branch_state": "SD",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.plainscommerce.com/community-banking/our-people/kay-kaup",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.plainscommerce.com/community-banking/our-people/kay-kaup",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.plainscommerce.com/community-banking/our-people/kay-kaup",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "service_area",
        "value": "Northeastern South Dakota",
        "source": "lender_site",
        "source_url": "https://www.plainscommerce.com/community-banking/our-people/kay-kaup",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 06:07:58.78581+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kay-kaup-473254#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/kay-kaup",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}