{
  "canonical_url": "https://lendb.ai/lo/pamela-childress-475652",
  "loan_officer": {
    "nmls_id": 475652,
    "slug": "pamela-childress-475652",
    "canonical_url": "https://lendb.ai/lo/pamela-childress-475652",
    "md_url": "https://lendb.ai/lo/pamela-childress-475652.md",
    "json_url": "https://lendb.ai/lo/pamela-childress-475652.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/475652",
    "full_name": {
      "value": "Pamela Childress",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Pamela",
    "last_name": "Childress",
    "headshot_url": {
      "value": "https://www.thefederalsavingsbank.com/wp-content/uploads/2025/07/475652-new.jpg",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Pamela Childress has 33 years of mortgage experience. Their profile lists Construction Loan Specialist and Veteran Lending Specialist as recognitions. They are active in the New River Valley Board of Realtors, and VHDA has named them among its top lenders for New River Valley counties.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 33,
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 411500,
      "lender_name": "The Federal Savings Bank",
      "lender_slug": "the-federal-savings-bank-411500",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "lender_slug": "the-federal-savings-bank-411500",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
        "verified_at": "2026-10-16"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
        "verified_at": "2026-10-16"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/pam-childress-259408b2/",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
        "verified_at": "2026-10-16"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "33",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "VHDA Top Lender for the counties in the New River Valley",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Active member of the New River Valley Board of Realtors",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 10:04:33.862017+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/pamela-childress-475652#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/pamela-childress/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}