{
  "canonical_url": "https://lendb.ai/lo/michael-rice-47904",
  "loan_officer": {
    "nmls_id": 47904,
    "slug": "michael-rice-47904",
    "canonical_url": "https://lendb.ai/lo/michael-rice-47904",
    "md_url": "https://lendb.ai/lo/michael-rice-47904.md",
    "json_url": "https://lendb.ai/lo/michael-rice-47904.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/47904",
    "full_name": {
      "value": "Mike Rice \"The Mortgage Guy\"",
      "source": "state_regulator",
      "source_url": "https://newfed.com/loan-officers/michael-rice/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Mike",
    "last_name": "Rice",
    "headshot_url": {
      "value": "https://newfed.com/wp-content/uploads/2026/07/LO-Website-Headshot-Sizing_Michael-Rice-1024x1024-1.jpg",
      "source": "state_regulator",
      "source_url": "https://newfed.com/loan-officers/michael-rice/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Mike Rice is a Senior Loan Officer with more than 23 years of experience. They serve clients in Massachusetts, New England and beyond, with experience in Conventional, FHA, VA, jumbo and reverse mortgage financing. They were president of the Woburn Kiwanis Club and spent 12 years on the Woburn Boys & Girls Club board.",
      "source": "state_regulator",
      "source_url": "https://newfed.com/loan-officers/michael-rice/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Senior Loan Officer",
      "source": "state_regulator",
      "source_url": "https://newfed.com/loan-officers/michael-rice/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "en"
      ],
      "source": "state_regulator",
      "source_url": "https://newfed.com/loan-officers/michael-rice/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 23,
      "source": "lender_site",
      "source_url": "https://newfed.com/loan-officers/michael-rice/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 1881,
      "lender_name": "New Fed Mortgage, Corp.",
      "lender_slug": "new-fed-mortgage-corp-1881",
      "branch_city": null,
      "branch_state": "MA",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://newfed.com/loan-officers/michael-rice/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://newfed.com/loan-officers/michael-rice/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1881,
        "lender_name": "New Fed Mortgage, Corp.",
        "lender_slug": "new-fed-mortgage-corp-1881",
        "branch_city": null,
        "branch_state": "MA",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://newfed.com/loan-officers/michael-rice/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://newfed.com/loan-officers/michael-rice/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO82060",
        "status": "active",
        "issued_at": "2021-02-16",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      },
      {
        "state": "CT",
        "license_type": "state_license",
        "license_number": "LO-47904",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "23",
        "source": "lender_site",
        "source_url": "https://newfed.com/loan-officers/michael-rice/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "Massachusetts, New England, and beyond",
        "source": "lender_site",
        "source_url": "https://newfed.com/loan-officers/michael-rice/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "President of the Woburn Kiwanis Club",
        "source": "lender_site",
        "source_url": "https://newfed.com/loan-officers/michael-rice/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 18:02:45.917109+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/michael-rice-47904#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://newfed.com/loan-officers/michael-rice/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2021-02-16",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2021,
      "state": "FL"
    },
    "federal_registration": null
  }
}