{
  "canonical_url": "https://lendb.ai/lo/kim-foglesong-490462",
  "loan_officer": {
    "nmls_id": 490462,
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    "canonical_url": "https://lendb.ai/lo/kim-foglesong-490462",
    "md_url": "https://lendb.ai/lo/kim-foglesong-490462.md",
    "json_url": "https://lendb.ai/lo/kim-foglesong-490462.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/490462",
    "full_name": {
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      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
      "verified_at": "2026-10-09"
    },
    "first_name": "Kim",
    "last_name": "Foglesong",
    "headshot_url": {
      "value": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/hpkf-kim-foglesong.jpg",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Over 30 years in banking and financial services. Specializes in first-time homebuyers, down payment assistance, DSCR investment loans, new construction, and multifamily financing.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 15,
    "years_experience": {
      "value": 30,
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3274,
      "lender_name": "Guild Mortgage",
      "lender_slug": "guild-mortgage-3274",
      "branch_city": "Boca Raton",
      "branch_state": "FL",
      "branch_zip": "33431",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3274,
        "lender_name": "Guild Mortgage",
        "lender_slug": "guild-mortgage-3274",
        "branch_city": "Boca Raton",
        "branch_state": "FL",
        "branch_zip": "33431",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO12591",
        "status": "active",
        "issued_at": "2011-12-06",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "multi-family-2-4",
        "label": "2 to 4 unit property",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "new-construction",
        "label": "New construction",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "evidence": "lender_page_text",
        "confidence": 0.24,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/kim-foglesong-64688581/",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "30",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "President's Club member for many years",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Volunteers with nonprofits including World Vision",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 00:54:44.168025+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/kim-foglesong-490462#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/fl/bocaraton/kim-foglesong-777-hpkf.html",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
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    },
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  }
}