{
  "canonical_url": "https://lendb.ai/lo/craig-lambert-494859",
  "loan_officer": {
    "nmls_id": 494859,
    "slug": "craig-lambert-494859",
    "canonical_url": "https://lendb.ai/lo/craig-lambert-494859",
    "md_url": "https://lendb.ai/lo/craig-lambert-494859.md",
    "json_url": "https://lendb.ai/lo/craig-lambert-494859.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/494859",
    "full_name": {
      "value": "Craig Lambert",
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Craig",
    "last_name": "Lambert",
    "headshot_url": {
      "value": "https://www.vistabank.com/wp-content/uploads/2026/06/Craig-Lambert-500X500.png",
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Craig Lambert is a Mortgage Banker and Residential Construction Officer at Vista Bank in Pleasant Grove, UT. They have worked in residential and commercial lending for 22 years. Their profile says they enjoy travel, hiking and pickleball with their family.",
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Mortgage Banker, Residential Construction Officer",
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 22,
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 465954,
      "lender_name": "NBH Bank",
      "lender_slug": "nbh-bank-465954",
      "branch_city": "Pleasant Grove",
      "branch_state": "UT",
      "branch_zip": "84062",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.vistabank.com/banker/craig-lambert/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 465954,
        "lender_name": "NBH Bank",
        "lender_slug": "nbh-bank-465954",
        "branch_city": "Pleasant Grove",
        "branch_state": "UT",
        "branch_zip": "84062",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.vistabank.com/banker/craig-lambert/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.vistabank.com/banker/craig-lambert/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://www.vistabank.com/banker/craig-lambert/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "22",
        "source": "lender_site",
        "source_url": "https://www.vistabank.com/banker/craig-lambert/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 13:47:21.262438+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/craig-lambert-494859#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}