{
  "canonical_url": "https://lendb.ai/lo/jennifer-reynolds-505418",
  "loan_officer": {
    "nmls_id": 505418,
    "slug": "jennifer-reynolds-505418",
    "canonical_url": "https://lendb.ai/lo/jennifer-reynolds-505418",
    "md_url": "https://lendb.ai/lo/jennifer-reynolds-505418.md",
    "json_url": "https://lendb.ai/lo/jennifer-reynolds-505418.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/505418",
    "full_name": {
      "value": "Jennifer Reynolds",
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/JenniferReynolds",
      "verified_at": "2026-10-09"
    },
    "first_name": "Jennifer",
    "last_name": "Reynolds",
    "headshot_url": {
      "value": "https://a.ruoff.com/image/5d449639b465c8abe5e69c7b8a6b8243/size/600/type/fullShoulder",
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/JenniferReynolds",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Jennifer is a branch manager and advocate for borrowers across multiple states, helping first-time homebuyers, refinancers, and investors with tailored loan solutions and experienced guidance.",
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/JenniferReynolds",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "VP | Branch Manager",
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/JenniferReynolds",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/JenniferReynolds",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 141868,
      "lender_name": "Ruoff Mortgage",
      "lender_slug": "ruoff-mortgage-141868",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.ruoff.com/JenniferReynolds",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/JenniferReynolds",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 141868,
        "lender_name": "Ruoff Mortgage",
        "lender_slug": "ruoff-mortgage-141868",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.ruoff.com/JenniferReynolds",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/JenniferReynolds",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO54448",
        "status": "active",
        "issued_at": "2018-06-28",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/JenniferReynolds",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "IN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/JenniferReynolds",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/JenniferReynolds",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "role",
        "value": "VP and Branch Manager",
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/JenniferReynolds",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "8x President's Club Winner",
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/JenniferReynolds",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 07:34:41.118167+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/jennifer-reynolds-505418#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/JenniferReynolds",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2018-06-28",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2018,
      "state": "FL"
    },
    "federal_registration": null
  }
}