{
  "canonical_url": "https://lendb.ai/lo/carla-evans-514747",
  "loan_officer": {
    "nmls_id": 514747,
    "slug": "carla-evans-514747",
    "canonical_url": "https://lendb.ai/lo/carla-evans-514747",
    "md_url": "https://lendb.ai/lo/carla-evans-514747.md",
    "json_url": "https://lendb.ai/lo/carla-evans-514747.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/514747",
    "full_name": {
      "value": "Carla Evans",
      "source": "lender_site",
      "source_url": "https://www.firsttrusthomeloans.com/cevans/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Carla",
    "last_name": "Evans",
    "headshot_url": {
      "value": "https://www.firsttrusthomeloans.com/wp-content/uploads/2023/10/Carla-Smith-1.png",
      "source": "lender_site",
      "source_url": "https://www.firsttrusthomeloans.com/cevans/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": null,
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.firsttrusthomeloans.com/cevans/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 40,
      "source": "lender_site",
      "source_url": "https://www.firsttrusthomeloans.com/cevans/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 60,
    "current_employment": {
      "lender_nmls_id": 75271,
      "lender_name": "FirstTrust Home Loans, Inc.",
      "lender_slug": "firsttrust-home-loans-inc-75271",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.firsttrusthomeloans.com/cevans/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.firsttrusthomeloans.com/cevans/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 75271,
        "lender_name": "FirstTrust Home Loans, Inc.",
        "lender_slug": "firsttrust-home-loans-inc-75271",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.firsttrusthomeloans.com/cevans/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.firsttrusthomeloans.com/cevans/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "AR",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.firsttrusthomeloans.com/cevans/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "LA",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.firsttrusthomeloans.com/cevans/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/carla-smith-mortgage-originator-98811763/",
        "source": "lender_site",
        "source_url": "https://www.firsttrusthomeloans.com/cevans/",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "40",
        "source": "lender_site",
        "source_url": "https://www.firsttrusthomeloans.com/cevans/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "University of Memphis, graduated 1984",
        "source": "lender_site",
        "source_url": "https://www.firsttrusthomeloans.com/cevans/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 04:47:05.505436+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/carla-evans-514747#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.firsttrusthomeloans.com/cevans/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}