{
  "canonical_url": "https://lendb.ai/lo/michael-jistel-536246",
  "loan_officer": {
    "nmls_id": 536246,
    "slug": "michael-jistel-536246",
    "canonical_url": "https://lendb.ai/lo/michael-jistel-536246",
    "md_url": "https://lendb.ai/lo/michael-jistel-536246.md",
    "json_url": "https://lendb.ai/lo/michael-jistel-536246.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/536246",
    "full_name": {
      "value": "Michael Jistel",
      "source": "lender_site",
      "source_url": "https://www.anbtx.com:443/team-members/michael-jistel/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Michael",
    "last_name": "Jistel",
    "headshot_url": {
      "value": "https://www.anbtx.com:443/getattachment/9462bec3-6a2d-4abc-9eec-2c71f72e1995/Michael-Jistel-1_ANBTX.jpg?lang=en-US&width=352&height=352&ext=.jpg",
      "source": "lender_site",
      "source_url": "https://www.anbtx.com:443/team-members/michael-jistel/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Michael has more than 20 years of mortgage lending experience and serves Allen and surrounding Collin County communities.",
      "source": "lender_site",
      "source_url": "https://www.anbtx.com:443/team-members/michael-jistel/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Senior Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.anbtx.com:443/team-members/michael-jistel/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.anbtx.com:443/team-members/michael-jistel/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 6,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 445248,
      "lender_name": "American National Bank of Texas",
      "lender_slug": "american-national-bank-of-texas-445248",
      "branch_city": "Allen",
      "branch_state": "TX",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.anbtx.com:443/team-members/michael-jistel/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.anbtx.com:443/team-members/michael-jistel/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 445248,
        "lender_name": "American National Bank of Texas",
        "lender_slug": "american-national-bank-of-texas-445248",
        "branch_city": "Allen",
        "branch_state": "TX",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.anbtx.com:443/team-members/michael-jistel/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.anbtx.com:443/team-members/michael-jistel/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO74797",
        "status": "expired",
        "issued_at": "2020-09-24",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Allen and surrounding Collin County",
        "source": "lender_site",
        "source_url": "https://www.anbtx.com:443/team-members/michael-jistel/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 04:53:04.658483+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/michael-jistel-536246#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.anbtx.com:443/team-members/michael-jistel/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2020,
      "state": "FL"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}