{
  "canonical_url": "https://lendb.ai/lo/denzil-bennett-543275",
  "loan_officer": {
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    "slug": "denzil-bennett-543275",
    "canonical_url": "https://lendb.ai/lo/denzil-bennett-543275",
    "md_url": "https://lendb.ai/lo/denzil-bennett-543275.md",
    "json_url": "https://lendb.ai/lo/denzil-bennett-543275.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/543275",
    "full_name": {
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      "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
      "verified_at": "2026-10-15"
    },
    "first_name": "Denny",
    "last_name": "Bennett",
    "headshot_url": {
      "value": "https://a.mktgcdn.com/p/1tKtoM4IymUGkr8kyXx_5iMBXWf3Dp_V6VLGuJP206c/191x275.jpg",
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      "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Denny Bennett has 23 years of experience and focuses on first-time buyers, move-up buyers and investors across Minnesota, mainly the Twin Cities. They also hold the CMPS and Reverse Mortgage Specialist designations.",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "SVP of Mortgage Lending",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
      "verified_at": "2026-10-15"
    },
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    "years_experience": {
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      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1598647,
      "lender_name": "Guaranteed Rate Affinity, LLC",
      "lender_slug": "guaranteed-rate-affinity-llc-1598647",
      "branch_city": "Minneapolis",
      "branch_state": "MN",
      "branch_zip": "55402",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1598647,
        "lender_name": "Guaranteed Rate Affinity, LLC",
        "lender_slug": "guaranteed-rate-affinity-llc-1598647",
        "branch_city": "Minneapolis",
        "branch_state": "MN",
        "branch_zip": "55402",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO118768",
        "status": "active",
        "issued_at": "2023-04-05",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      },
      {
        "state": "MN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
        "verified_at": "2026-10-15"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/dennybennettmn/",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "23",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "Twin Cities, Minnesota (Minneapolis, Saint Paul, Edina, St. Louis Park, Eden Prairie, Woodbury, Minnetonka, Chanhassen, Lakeville and more)",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "Minnesota",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Has helped more than 2,300 clients secure financing for homes",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Certified Mortgage Planning Specialist (CMPS)",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Reverse Mortgage Specialist",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Volunteers in the community",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Welcomes every type of homebuyer, including LGBTQ customers",
        "source": "lender_site",
        "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 15:45:45.876635+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/denzil-bennett-543275#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.grarate.com/loan-officers/denny-bennett-543275",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2023-04-05",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2023,
      "state": "FL"
    },
    "federal_registration": null
  }
}