{
  "canonical_url": "https://lendb.ai/lo/christopher-graves-56904",
  "loan_officer": {
    "nmls_id": 56904,
    "slug": "christopher-graves-56904",
    "canonical_url": "https://lendb.ai/lo/christopher-graves-56904",
    "md_url": "https://lendb.ai/lo/christopher-graves-56904.md",
    "json_url": "https://lendb.ai/lo/christopher-graves-56904.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/56904",
    "full_name": {
      "value": "Christopher Graves",
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Christopher",
    "last_name": "Graves",
    "headshot_url": {
      "value": "https://nfmlending.com/wp-content/uploads/2025/12/Christopher-Graves-Headshot.png",
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Christopher has 20+ years in mortgage industry since 2003. As a Certified Mortgage Advisor, they leverage expertise in mortgage-backed securities, treasuries, and bonds to deliver strategic solutions for primary residences, second homes, and investment properties across MA, NH, ME, RI, and FL.",
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Branch Manager | Certified Mortgage Advisor",
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 3,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 2893,
      "lender_name": "NFM Lending",
      "lender_slug": "nfm-lending-2893",
      "branch_city": "Windham",
      "branch_state": "NH",
      "branch_zip": "03087",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2893,
        "lender_name": "NFM Lending",
        "lender_slug": "nfm-lending-2893",
        "branch_city": "Windham",
        "branch_state": "NH",
        "branch_zip": "03087",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO116716",
        "status": "active",
        "issued_at": "2023-01-19",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "ME",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NH",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "RI",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/graveschristopher/",
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20+",
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "years_experience",
        "value": "since 2003",
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Certified Mortgage Advisor (CMA)",
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Bachelor of Science from University of Massachusetts Amherst",
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "St. John's Prep",
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Massachusetts, New Hampshire, Maine, Rhode Island, and Florida",
        "source": "lender_site",
        "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 05:32:53.351521+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/christopher-graves-56904#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://nfmlending.com/loanoriginator/christopher-graves/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2023,
      "state": "FL"
    },
    "federal_registration": null
  }
}