{
  "canonical_url": "https://lendb.ai/lo/denise-montgomery-57734",
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    "md_url": "https://lendb.ai/lo/denise-montgomery-57734.md",
    "json_url": "https://lendb.ai/lo/denise-montgomery-57734.json",
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      "source_url": "https://www.apmortgage.com/denise-montgomery",
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    },
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      "source_url": "https://www.apmortgage.com/denise-montgomery",
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    },
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      "source_url": "https://www.apmortgage.com/denise-montgomery",
      "verified_at": "2026-10-09"
    },
    "languages": {
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      "end_date": null,
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      "source_url": "https://www.apmortgage.com/denise-montgomery",
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    },
    "employment_history": [
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        "end_date": null,
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        "source_url": "https://www.apmortgage.com/denise-montgomery",
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      }
    ],
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        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
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        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
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        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
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        "confidence": "lender_reported"
      },
      {
        "state": "CO",
        "license_type": "state_license",
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        "status": "listed_on_lender_site",
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        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
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        "confidence": "lender_reported"
      },
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
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        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
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        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
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        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
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        "confidence": "lender_reported"
      },
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        "state": "WY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
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      {
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        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
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        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "manufactured",
        "label": "Manufactured home",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
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        "value": "30+",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "University of Oregon Business School",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Branch manager since 1999",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "years_experience",
        "value": "since 1992",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Lane County, Eugene, Springfield, Oregon, and other licensed states",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "other",
        "value": "Available evenings and weekends",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/denise-montgomery",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 05:43:15.502266+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/denise-montgomery-57734#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/denise-montgomery",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2023,
      "state": "FL"
    },
    "federal_registration": null
  }
}