{
  "canonical_url": "https://lendb.ai/lo/james-p-dugan-58006",
  "loan_officer": {
    "nmls_id": 58006,
    "slug": "james-p-dugan-58006",
    "canonical_url": "https://lendb.ai/lo/james-p-dugan-58006",
    "md_url": "https://lendb.ai/lo/james-p-dugan-58006.md",
    "json_url": "https://lendb.ai/lo/james-p-dugan-58006.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/58006",
    "full_name": {
      "value": "James P. Dugan",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/james-p-dugan",
      "verified_at": "2026-10-09"
    },
    "first_name": "James",
    "last_name": "Dugan",
    "headshot_url": null,
    "bio": {
      "value": "James brings more than two decades of mortgage experience and studied engineering and mathematics at the University of Buffalo. He is passionate about helping borrowers achieve homeownership goals with education and support.",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/james-p-dugan",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Licensed Loan Originator",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/james-p-dugan",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/james-p-dugan",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/james-p-dugan",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 3232,
      "lender_name": "Homestead Funding",
      "lender_slug": "homestead-funding-3232",
      "branch_city": "Albany",
      "branch_state": "NY",
      "branch_zip": "12205",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.homesteadfunding.com/loan-originators/james-p-dugan",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/james-p-dugan",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3232,
        "lender_name": "Homestead Funding",
        "lender_slug": "homestead-funding-3232",
        "branch_city": "Albany",
        "branch_state": "NY",
        "branch_zip": "12205",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.homesteadfunding.com/loan-originators/james-p-dugan",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/james-p-dugan",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/james-p-dugan",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/james-p-dugan",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "University of Buffalo; studied engineering and mathematics",
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/james-p-dugan",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Originally from Clifton Park",
        "source": "lender_site",
        "source_url": "https://www.homesteadfunding.com/loan-originators/james-p-dugan",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:26:17.896123+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/james-p-dugan-58006#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.homesteadfunding.com/loan-originators/james-p-dugan",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}