{
  "canonical_url": "https://lendb.ai/lo/isabel-lemos-58300",
  "loan_officer": {
    "nmls_id": 58300,
    "slug": "isabel-lemos-58300",
    "canonical_url": "https://lendb.ai/lo/isabel-lemos-58300",
    "md_url": "https://lendb.ai/lo/isabel-lemos-58300.md",
    "json_url": "https://lendb.ai/lo/isabel-lemos-58300.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/58300",
    "full_name": {
      "value": "Vanessa Lemos",
      "source": "lender_site",
      "source_url": "https://annie-mac.com/lo/vanessalemos/",
      "verified_at": "2026-10-10"
    },
    "first_name": "Vanessa",
    "last_name": "Lemos",
    "headshot_url": null,
    "bio": {
      "value": "Vanessa has over 20 years in the mortgage industry, starting in 2002, and has been originating loans since 2018. Fully bilingual in English and Spanish, serving families and investors.",
      "source": "lender_site",
      "source_url": "https://annie-mac.com/lo/vanessalemos/",
      "verified_at": "2026-10-10"
    },
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://annie-mac.com/lo/vanessalemos/",
      "verified_at": "2026-10-10"
    },
    "languages": {
      "value": [
        "en",
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://annie-mac.com/lo/vanessalemos/",
      "verified_at": "2026-10-10"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://annie-mac.com/lo/vanessalemos/",
      "verified_at": "2026-10-10"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 338923,
      "lender_name": "AnnieMac Home Mortgage",
      "lender_slug": "anniemac-home-mortgage-338923",
      "branch_city": "Norcross",
      "branch_state": "GA",
      "branch_zip": "30071",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://annie-mac.com/lo/vanessalemos/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://annie-mac.com/lo/vanessalemos/",
      "verified_at": "2026-10-10"
    },
    "employment_history": [
      {
        "lender_nmls_id": 338923,
        "lender_name": "AnnieMac Home Mortgage",
        "lender_slug": "anniemac-home-mortgage-338923",
        "branch_city": "Norcross",
        "branch_state": "GA",
        "branch_zip": "30071",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://annie-mac.com/lo/vanessalemos/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://annie-mac.com/lo/vanessalemos/",
        "verified_at": "2026-10-10"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO58614",
        "status": "active",
        "issued_at": "2019-01-14",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://annie-mac.com/lo/vanessalemos/",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://annie-mac.com/lo/vanessalemos/",
        "verified_at": "2026-10-10"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://annie-mac.com/lo/vanessalemos/",
        "verified_at": "2026-10-10"
      },
      {
        "kind": "community",
        "value": "Actively involved in her church community",
        "source": "lender_site",
        "source_url": "https://annie-mac.com/lo/vanessalemos/",
        "verified_at": "2026-10-10"
      }
    ],
    "last_verified_at": "2026-10-10",
    "updated_at": "2026-10-11 03:00:02.627646+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/isabel-lemos-58300#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://annie-mac.com/lo/vanessalemos/",
      "verified_at": "2026-10-10"
    },
    "earliest_license_record": {
      "date": "2019-01-14",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2019,
      "state": "FL"
    },
    "federal_registration": null
  }
}