{
  "canonical_url": "https://lendb.ai/lo/lynne-s-layton-589366",
  "loan_officer": {
    "nmls_id": 589366,
    "slug": "lynne-s-layton-589366",
    "canonical_url": "https://lendb.ai/lo/lynne-s-layton-589366",
    "md_url": "https://lendb.ai/lo/lynne-s-layton-589366.md",
    "json_url": "https://lendb.ai/lo/lynne-s-layton-589366.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/589366",
    "full_name": {
      "value": "Lynne S. Layton",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
      "verified_at": "2026-10-09"
    },
    "first_name": "Lynne",
    "last_name": "Layton",
    "headshot_url": null,
    "bio": {
      "value": "Lynne has 15 years of mortgage industry experience helping first-time and experienced homebuyers, and those building dream homes. She takes pride in educating each client on the mortgage process and financing options.",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Retail Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [
        "en"
      ],
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 15,
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 399803,
      "lender_name": "Truist Bank",
      "lender_slug": "truist-399803",
      "branch_city": "Edenton",
      "branch_state": "NC",
      "branch_zip": "27932",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 399803,
        "lender_name": "Truist Bank",
        "lender_slug": "truist-399803",
        "branch_city": "Edenton",
        "branch_state": "NC",
        "branch_zip": "27932",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.2,
        "source": "lender_site",
        "source_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.09,
        "source": "lender_site",
        "source_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "15",
        "source": "lender_site",
        "source_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Associate of Arts in Journalism and Associate of Science in Business from Peace College (1979–1981)",
        "source": "lender_site",
        "source_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Member of Albemarle Area Association of REALTORS® and Home Builders Association of Northeastern North Carolina; serves on boards for Chowan Community Funds Foundation and Vidant Chowan Hospital develo",
        "source": "lender_site",
        "source_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 11:22:26.702413+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/lynne-s-layton-589366#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/lynne-s-layton-retail-loan-officer-edenton-nc-27932",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}