{
  "canonical_url": "https://lendb.ai/lo/emily-nothacker-595514",
  "loan_officer": {
    "nmls_id": 595514,
    "slug": "emily-nothacker-595514",
    "canonical_url": "https://lendb.ai/lo/emily-nothacker-595514",
    "md_url": "https://lendb.ai/lo/emily-nothacker-595514.md",
    "json_url": "https://lendb.ai/lo/emily-nothacker-595514.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/595514",
    "full_name": {
      "value": "Emily Nothacker",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
      "verified_at": "2026-10-16"
    },
    "first_name": "Emily",
    "last_name": "Nothacker",
    "headshot_url": {
      "value": "https://edge.sitecorecloud.io/bellbank1e14e-bellbankab0c-prod3ddb-d33b/media/project/bellbank/bellbankcorporate/mortgage/lender-sites/loan-officers/emily-nothacker/emily-nothacker-profile-image.png?h=108&iar=0&w=108",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
      "verified_at": "2026-10-16"
    },
    "bio": null,
    "title": {
      "value": "VP/Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 419538,
      "lender_name": "Bell Bank",
      "lender_slug": "bell-bank-419538",
      "branch_city": "Duluth",
      "branch_state": "MN",
      "branch_zip": "55802",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 419538,
        "lender_name": "Bell Bank",
        "lender_slug": "bell-bank-419538",
        "branch_city": "Duluth",
        "branch_state": "MN",
        "branch_zip": "55802",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "physician",
        "label": "Physician and medical professional",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.39,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "http://www.linkedin.com/in/emily-nothacker-6a815b123",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
        "verified_at": "2026-10-16"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "community",
        "value": "Union Gospel Mission",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "YMCA",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Project Joy",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 08:18:47.038923+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/emily-nothacker-595514#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/emilynothacker",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}