{
  "canonical_url": "https://lendb.ai/lo/denise-norwood-618316",
  "loan_officer": {
    "nmls_id": 618316,
    "slug": "denise-norwood-618316",
    "canonical_url": "https://lendb.ai/lo/denise-norwood-618316",
    "md_url": "https://lendb.ai/lo/denise-norwood-618316.md",
    "json_url": "https://lendb.ai/lo/denise-norwood-618316.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/618316",
    "full_name": {
      "value": "Denise Norwood",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/denisenorwood/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Denise",
    "last_name": "Norwood",
    "headshot_url": {
      "value": "https://granitebank.com/wp-content/uploads/2025/12/Untitled-design-17-2-300x300.png",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/denisenorwood/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Denise Norwood is a Loan Officer and says they have over 10 years of experience in mortgage. They focus on providing clear, upfront guidance. They were born and raised in Waco and say they are proud to serve the community they call home.",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/denisenorwood/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/denisenorwood/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/denisenorwood/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 405434,
      "lender_name": "Granite Bank",
      "lender_slug": "granite-bank-405434",
      "branch_city": "Waco",
      "branch_state": "TX",
      "branch_zip": "76710",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://granitebank.com/loan-officer/denisenorwood/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/denisenorwood/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 405434,
        "lender_name": "Granite Bank",
        "lender_slug": "granite-bank-405434",
        "branch_city": "Waco",
        "branch_state": "TX",
        "branch_zip": "76710",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://granitebank.com/loan-officer/denisenorwood/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/denisenorwood/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/denise-norwood-720582127/",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/denisenorwood/",
        "verified_at": "2026-10-16"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "over 10",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/denisenorwood/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "service_area",
        "value": "Waco",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/denisenorwood/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 07:10:53.058999+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/denise-norwood-618316#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/denisenorwood/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}