{
  "canonical_url": "https://lendb.ai/lo/rebecca-carpenter-wertz-630919",
  "loan_officer": {
    "nmls_id": 630919,
    "slug": "rebecca-carpenter-wertz-630919",
    "canonical_url": "https://lendb.ai/lo/rebecca-carpenter-wertz-630919",
    "md_url": "https://lendb.ai/lo/rebecca-carpenter-wertz-630919.md",
    "json_url": "https://lendb.ai/lo/rebecca-carpenter-wertz-630919.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/630919",
    "full_name": {
      "value": "Rebecca Carpenter-Wertz",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Rebecca",
    "last_name": "Carpenter-Wertz",
    "headshot_url": {
      "value": "https://www.uhm.com/media/05b42608-c8d2-4325-9c3f-3e6265046c26/rwertz_cropped.png",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Rebecca has over 21 years serving Michigan borrowers and specializes in conventional, FHA, VA, construction, rural housing, and FHA 203K rehabilitation loans. She emphasizes communication and understanding borrower needs to find the perfect loan program.",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 21,
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 2229,
      "lender_name": "Union Home Mortgage",
      "lender_slug": "union-home-mortgage-2229",
      "branch_city": "East Lansing",
      "branch_state": "MI",
      "branch_zip": "48823",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2229,
        "lender_name": "Union Home Mortgage",
        "lender_slug": "union-home-mortgage-2229",
        "branch_city": "East Lansing",
        "branch_state": "MI",
        "branch_zip": "48823",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "MI",
        "license_type": "state_license",
        "license_number": "630919",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "21",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Michigan",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 02:24:19.109404+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/rebecca-carpenter-wertz-630919#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}