{
  "canonical_url": "https://lendb.ai/lo/thomas-barrett-631522",
  "loan_officer": {
    "nmls_id": 631522,
    "slug": "thomas-barrett-631522",
    "canonical_url": "https://lendb.ai/lo/thomas-barrett-631522",
    "md_url": "https://lendb.ai/lo/thomas-barrett-631522.md",
    "json_url": "https://lendb.ai/lo/thomas-barrett-631522.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/631522",
    "full_name": {
      "value": "Thomas Barrett",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/tbarrett/",
      "verified_at": "2026-10-14"
    },
    "first_name": "Thomas",
    "last_name": "Barrett",
    "headshot_url": null,
    "bio": {
      "value": "Thomas has over 10 years in the mortgage business and focuses on well-qualified borrowers seeking the best rates at the lowest cost. Their business is entirely referral based.",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/tbarrett/",
      "verified_at": "2026-10-14"
    },
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/tbarrett/",
      "verified_at": "2026-10-14"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/tbarrett/",
      "verified_at": "2026-10-14"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 10,
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/tbarrett/",
      "verified_at": "2026-10-14"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1025894,
      "lender_name": "Mutual of Omaha Mortgage",
      "lender_slug": "mutual-of-omaha-mortgage-1025894",
      "branch_city": "Lombard",
      "branch_state": "IL",
      "branch_zip": "60148",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.mutualmortgage.com/loan-officer/tbarrett/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/tbarrett/",
      "verified_at": "2026-10-14"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "lender_slug": "mutual-of-omaha-mortgage-1025894",
        "branch_city": "Lombard",
        "branch_state": "IL",
        "branch_zip": "60148",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.mutualmortgage.com/loan-officer/tbarrett/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/tbarrett/",
        "verified_at": "2026-10-14"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "10",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/tbarrett/",
        "verified_at": "2026-10-14"
      },
      {
        "kind": "education",
        "value": "Bachelor's degree in Finance, University of Georgia",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/tbarrett/",
        "verified_at": "2026-10-14"
      }
    ],
    "last_verified_at": "2026-10-14",
    "updated_at": "2026-10-14 04:54:03.778916+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/thomas-barrett-631522#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/tbarrett/",
      "verified_at": "2026-10-14"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}