{
  "canonical_url": "https://lendb.ai/lo/joe-wurtenberger-640498",
  "loan_officer": {
    "nmls_id": 640498,
    "slug": "joe-wurtenberger-640498",
    "canonical_url": "https://lendb.ai/lo/joe-wurtenberger-640498",
    "md_url": "https://lendb.ai/lo/joe-wurtenberger-640498.md",
    "json_url": "https://lendb.ai/lo/joe-wurtenberger-640498.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/640498",
    "full_name": {
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      "source": "lender_site",
      "source_url": "https://homeownersfg.com/joewurtenberger/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Joe",
    "last_name": "Wurtenberger",
    "headshot_url": {
      "value": "https://homeownersfg.com/wp-content/uploads/2020/04/Joseph-L-Wurtenberger-1.jpg",
      "source": "lender_site",
      "source_url": "https://homeownersfg.com/joewurtenberger/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Joe has 30+ years in the mortgage industry, starting as an FHA loan originator in Kansas City in 1989, managing branches across Seattle and Arizona, and originating jumbo, government, bond, and conventional loans. He's been the Branch Manager of Homeowners Financial Group's Tempe office since 2012.",
      "source": "lender_site",
      "source_url": "https://homeownersfg.com/joewurtenberger/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Licensed Mortgage Professional",
      "source": "lender_site",
      "source_url": "https://homeownersfg.com/joewurtenberger/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://homeownersfg.com/joewurtenberger/",
      "verified_at": "2026-10-09"
    },
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    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
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      "lender_slug": "homeowners-financial-group-93718",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://homeownersfg.com/joewurtenberger/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://homeownersfg.com/joewurtenberger/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
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        "lender_name": "Homeowners Financial Group",
        "lender_slug": "homeowners-financial-group-93718",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://homeownersfg.com/joewurtenberger/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/joewurtenberger/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/joewurtenberger/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "KS",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/joewurtenberger/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/joewurtenberger/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
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      {
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        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/joewurtenberger/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/joewurtenberger/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/joewurtenberger/",
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/joewurtenberger/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "education",
        "value": "Bachelor of Science in Business Administration in finance from Central Missouri State University",
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/joewurtenberger/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "years_experience",
        "value": "37 years in mortgage industry",
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/joewurtenberger/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Branch Manager",
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/joewurtenberger/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:06:17.896183+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/joe-wurtenberger-640498#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://homeownersfg.com/joewurtenberger/",
      "verified_at": "2026-10-09"
    },
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    "licensed_since": null,
    "federal_registration": null
  }
}