{
  "canonical_url": "https://lendb.ai/lo/ashley-luster-654709",
  "loan_officer": {
    "nmls_id": 654709,
    "slug": "ashley-luster-654709",
    "canonical_url": "https://lendb.ai/lo/ashley-luster-654709",
    "md_url": "https://lendb.ai/lo/ashley-luster-654709.md",
    "json_url": "https://lendb.ai/lo/ashley-luster-654709.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/654709",
    "full_name": {
      "value": "Ashley Luster",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/ashley-luster/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Ashley",
    "last_name": "Luster",
    "headshot_url": {
      "value": "https://alcova.com/wp-content/uploads/2026/03/ashley-luster.png",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/ashley-luster/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Ashley is passionate about helping her community achieve homeownership and pride themselves on developing workable solutions to overcome financial challenges. She values seeing clients walk away with keys to their future home.",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/ashley-luster/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/ashley-luster/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/ashley-luster/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 40508,
      "lender_name": "ALCOVA Mortgage",
      "lender_slug": "alcova-mortgage-40508",
      "branch_city": "Youngsville",
      "branch_state": "NC",
      "branch_zip": "27596",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://alcova.com/loan-officer/ashley-luster/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/ashley-luster/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 40508,
        "lender_name": "ALCOVA Mortgage",
        "lender_slug": "alcova-mortgage-40508",
        "branch_city": "Youngsville",
        "branch_state": "NC",
        "branch_zip": "27596",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://alcova.com/loan-officer/ashley-luster/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/ashley-luster/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/ashley-luster/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/ashley-luster/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "community",
        "value": "Supports Faith Driven Entrepreneur, Lifewise Academy, and Addis Jemari",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/ashley-luster/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:16:20.844334+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ashley-luster-654709#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/ashley-luster/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}