{
  "canonical_url": "https://lendb.ai/lo/mike-dougherty-659210",
  "loan_officer": {
    "nmls_id": 659210,
    "slug": "mike-dougherty-659210",
    "canonical_url": "https://lendb.ai/lo/mike-dougherty-659210",
    "md_url": "https://lendb.ai/lo/mike-dougherty-659210.md",
    "json_url": "https://lendb.ai/lo/mike-dougherty-659210.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659210",
    "full_name": {
      "value": "Mike Dougherty",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
      "verified_at": "2026-10-09"
    },
    "first_name": "Mike",
    "last_name": "Dougherty",
    "headshot_url": {
      "value": "https://www.truist.com/content/dam/profiles/rep/M/Mike_Dougherty.jpg",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Mike Dougherty has more than 24 years of mortgage industry experience helping clients achieve homeownership and create wealth through financing strategies. He has deep understanding of new purchases, low or no down payment mortgages, refinances, grants, down payment assistance, and works with high-wealth individuals.",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
      "verified_at": "2026-10-09"
    },
    "languages": {
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        "en"
      ],
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
      "verified_at": "2026-10-09"
    },
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    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
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      "lender_name": "Truist Bank",
      "lender_slug": "truist-399803",
      "branch_city": "Rockville",
      "branch_state": "MD",
      "branch_zip": "20850",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 399803,
        "lender_name": "Truist Bank",
        "lender_slug": "truist-399803",
        "branch_city": "Rockville",
        "branch_state": "MD",
        "branch_zip": "20850",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.23,
        "source": "lender_site",
        "source_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "physician",
        "label": "Physician and medical professional",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "education",
        "value": "Bachelor of Science in Accounting, University of Kansas",
        "source": "lender_site",
        "source_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 10:41:36.44628+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/mike-dougherty-659210#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.truist.com/finder/mortgage/mike-j-dougherty-mortgage-loan-officer-rockville-md-20850",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}