{
  "canonical_url": "https://lendb.ai/lo/matt-webster-659265",
  "loan_officer": {
    "nmls_id": 659265,
    "slug": "matt-webster-659265",
    "canonical_url": "https://lendb.ai/lo/matt-webster-659265",
    "md_url": "https://lendb.ai/lo/matt-webster-659265.md",
    "json_url": "https://lendb.ai/lo/matt-webster-659265.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659265",
    "full_name": {
      "value": "Matt Webster",
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "verified_at": "2026-10-09"
    },
    "first_name": "Matt",
    "last_name": "Webster",
    "headshot_url": {
      "value": "https://dynl.mktgcdn.com/p/ivplJQaMdziVNc9B7WWAoYoVrQbF2Lbne-YUFkPDeWY/196x202.png",
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Matt began his banking career in 1989 and switched to mortgage lending in 1991, helping thousands of customers purchase, build, or refinance homes. He emphasizes customer service and treating clients with respect throughout the application-to-closing process.",
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 503941,
      "lender_name": "First Citizens Bank",
      "lender_slug": "first-citizens-bank-503941",
      "branch_city": "Bluffton",
      "branch_state": "SC",
      "branch_zip": "29910",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 503941,
        "lender_name": "First Citizens Bank",
        "lender_slug": "first-citizens-bank-503941",
        "branch_city": "Bluffton",
        "branch_state": "SC",
        "branch_zip": "29910",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "physician",
        "label": "Physician and medical professional",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "education",
        "value": "Furman University",
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Beaufort, Colleton, Jasper, and South Carolina",
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Active member of Hilton Head Island Community Church",
        "source": "lender_site",
        "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 11:22:18.926131+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/matt-webster-659265#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bankers.firstcitizens.com/mortgage/sc/bluffton/webster-matt",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}