{
  "canonical_url": "https://lendb.ai/lo/miranda-ronke-czarniecki-691467",
  "loan_officer": {
    "nmls_id": 691467,
    "slug": "miranda-ronke-czarniecki-691467",
    "canonical_url": "https://lendb.ai/lo/miranda-ronke-czarniecki-691467",
    "md_url": "https://lendb.ai/lo/miranda-ronke-czarniecki-691467.md",
    "json_url": "https://lendb.ai/lo/miranda-ronke-czarniecki-691467.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/691467",
    "full_name": {
      "value": "Miranda Estera Ronke-Czarniecki",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/miranda-ronkeczarniecki-691467",
      "verified_at": "2026-10-09"
    },
    "first_name": "Miranda",
    "last_name": "Ronke-Czarniecki",
    "headshot_url": {
      "value": "https://img.fairway.com/images/head_shot/miranda-ronkeczarniecki-691467.png?fwy_Id=6afa9d37-867a-4167-be43-8c59f2a80ce7",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/miranda-ronkeczarniecki-691467",
      "verified_at": "2026-10-09"
    },
    "bio": null,
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/miranda-ronkeczarniecki-691467",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [
        "pl",
        "ru",
        "uk"
      ],
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/miranda-ronkeczarniecki-691467",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 2289,
      "lender_name": "Fairway Independent Mortgage Corporation",
      "lender_slug": "fairway-independent-mortgage-2289",
      "branch_city": "Ludlow",
      "branch_state": "MA",
      "branch_zip": "01056",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.fairway.com/lo/miranda-ronkeczarniecki-691467",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/miranda-ronkeczarniecki-691467",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2289,
        "lender_name": "Fairway Independent Mortgage Corporation",
        "lender_slug": "fairway-independent-mortgage-2289",
        "branch_city": "Ludlow",
        "branch_state": "MA",
        "branch_zip": "01056",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.fairway.com/lo/miranda-ronkeczarniecki-691467",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/miranda-ronkeczarniecki-691467",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO136481",
        "status": "active",
        "issued_at": "2025-03-24",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "CT",
        "license_type": "state_license",
        "license_number": "LO-691467",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/miranda-ronkeczarniecki-691467",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NH",
        "license_type": "state_license",
        "license_number": "691467",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/miranda-ronkeczarniecki-691467",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 18:51:51.766393+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/miranda-ronke-czarniecki-691467#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/miranda-ronkeczarniecki-691467",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2025-03-24",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2025,
      "state": "FL"
    },
    "federal_registration": null
  }
}