{
  "canonical_url": "https://lendb.ai/lo/margarita-offermann-693645",
  "loan_officer": {
    "nmls_id": 693645,
    "slug": "margarita-offermann-693645",
    "canonical_url": "https://lendb.ai/lo/margarita-offermann-693645",
    "md_url": "https://lendb.ai/lo/margarita-offermann-693645.md",
    "json_url": "https://lendb.ai/lo/margarita-offermann-693645.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/693645",
    "full_name": {
      "value": "Margarita Offermann",
      "source": "lender_site",
      "source_url": "https://edgehomefinance.com/team-member/moffermann/",
      "verified_at": "2026-10-10"
    },
    "first_name": "Margarita",
    "last_name": "Offermann",
    "headshot_url": {
      "value": "https://edgehomefinance.com/clients/7889/uploads/2020/03/93.jpeg",
      "source": "lender_site",
      "source_url": "https://edgehomefinance.com/team-member/moffermann/",
      "verified_at": "2026-10-10"
    },
    "bio": {
      "value": "With over 15 years of mortgage advisory experience, Margarita provides personalized lending solutions for first-time buyers, investors, and refinancing clients through all stages of the loan process.",
      "source": "lender_site",
      "source_url": "https://edgehomefinance.com/team-member/moffermann/",
      "verified_at": "2026-10-10"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://edgehomefinance.com/team-member/moffermann/",
      "verified_at": "2026-10-10"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://edgehomefinance.com/team-member/moffermann/",
      "verified_at": "2026-10-10"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 15,
      "source": "lender_site",
      "source_url": "https://edgehomefinance.com/team-member/moffermann/",
      "verified_at": "2026-10-10"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 891464,
      "lender_name": "Edge Home Finance",
      "lender_slug": "edge-home-finance-891464",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://edgehomefinance.com/team-member/moffermann/",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://edgehomefinance.com/team-member/moffermann/",
      "verified_at": "2026-10-10"
    },
    "employment_history": [
      {
        "lender_nmls_id": 891464,
        "lender_name": "Edge Home Finance",
        "lender_slug": "edge-home-finance-891464",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://edgehomefinance.com/team-member/moffermann/",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://edgehomefinance.com/team-member/moffermann/",
        "verified_at": "2026-10-10"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "condo",
        "label": "Condo",
        "evidence": "lender_page_text",
        "confidence": 0.5,
        "source": "lender_site",
        "source_url": "https://edgehomefinance.com/team-member/moffermann/",
        "verified_at": "2026-10-10"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "15",
        "source": "lender_site",
        "source_url": "https://edgehomefinance.com/team-member/moffermann/",
        "verified_at": "2026-10-10"
      }
    ],
    "last_verified_at": "2026-10-10",
    "updated_at": "2026-10-10 23:27:52.954458+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/margarita-offermann-693645#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://edgehomefinance.com/team-member/moffermann/",
      "verified_at": "2026-10-10"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}