{
  "canonical_url": "https://lendb.ai/lo/bill-heon-718928",
  "loan_officer": {
    "nmls_id": 718928,
    "slug": "bill-heon-718928",
    "canonical_url": "https://lendb.ai/lo/bill-heon-718928",
    "md_url": "https://lendb.ai/lo/bill-heon-718928.md",
    "json_url": "https://lendb.ai/lo/bill-heon-718928.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/718928",
    "full_name": {
      "value": "Bill Heon",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/bill-heon",
      "verified_at": "2026-10-11"
    },
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    "last_name": "Heon",
    "headshot_url": {
      "value": "https://cloud.cmgfi.com/dvbdysuf5/image/upload/a_exif,f_auto,g_faces,c_thumb,w_250,h_250,z_0.5,r_max/CMG_Web_Resources/LO_Images/bill-heon.png",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/bill-heon",
      "verified_at": "2026-10-11"
    },
    "bio": {
      "value": "Bill Heon has 20 years in financial services, including over eighteen years as an equity trader, and uses that background to advise on residential mortgage products. Outside work, they enjoy hiking and golf.",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/bill-heon",
      "verified_at": "2026-10-11"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/bill-heon",
      "verified_at": "2026-10-11"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/bill-heon",
      "verified_at": "2026-10-11"
    },
    "years_licensed": null,
    "years_experience": {
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      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/bill-heon",
      "verified_at": "2026-10-11"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1820,
      "lender_name": "CMG Home Loans",
      "lender_slug": "cmg-home-loans-1820",
      "branch_city": "Coronado",
      "branch_state": "CA",
      "branch_zip": "92118",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.cmghomeloans.com/mysite/bill-heon",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/bill-heon",
      "verified_at": "2026-10-11"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1820,
        "lender_name": "CMG Home Loans",
        "lender_slug": "cmg-home-loans-1820",
        "branch_city": "Coronado",
        "branch_state": "CA",
        "branch_zip": "92118",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.cmghomeloans.com/mysite/bill-heon",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/bill-heon",
        "verified_at": "2026-10-11"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/bill-heon",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "education",
        "value": "BS, David Eccles School of Business, University of Utah",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/bill-heon",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "community",
        "value": "Board member, St. Michael's Foundation San Diego scholarship fund",
        "source": "lender_site",
        "source_url": "https://www.cmghomeloans.com/mysite/bill-heon",
        "verified_at": "2026-10-11"
      }
    ],
    "last_verified_at": "2026-10-11",
    "updated_at": "2026-10-11 16:33:01.481525+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/bill-heon-718928#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.cmghomeloans.com/mysite/bill-heon",
      "verified_at": "2026-10-11"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}