{
  "canonical_url": "https://lendb.ai/lo/robert-clifton-7291",
  "loan_officer": {
    "nmls_id": 7291,
    "slug": "robert-clifton-7291",
    "canonical_url": "https://lendb.ai/lo/robert-clifton-7291",
    "md_url": "https://lendb.ai/lo/robert-clifton-7291.md",
    "json_url": "https://lendb.ai/lo/robert-clifton-7291.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/7291",
    "full_name": {
      "value": "Robert Clifton",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Robert",
    "last_name": "Clifton",
    "headshot_url": {
      "value": "https://thevault.ccm.com/m/ba46e4e964367ae3/Website-2903_Clifton_7291.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Robert Clifton has over 17 years of mortgage industry experience and is passionate about listening to clients' financial goals and providing personalized guidance throughout the loan process.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Originating Branch Manager",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 16,
    "years_experience": {
      "value": 17,
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Louisville",
      "branch_state": "KY",
      "branch_zip": "40222",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Louisville",
        "branch_state": "KY",
        "branch_zip": "40222",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO3818",
        "status": "active",
        "issued_at": "2011-03-15",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100031574",
        "status": "active",
        "issued_at": "2010-04-18",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=139260&contact=33574",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "IN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "KY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/robert-clifton-08aa6733/",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "17",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Louisville, KY",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 13:45:02.356031+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/robert-clifton-7291#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/louisville-ky-2903/robert-clifton/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2010,
      "state": "CO"
    },
    "federal_registration": null
  }
}