{
  "canonical_url": "https://lendb.ai/lo/michael-silkworth-783177",
  "loan_officer": {
    "nmls_id": 783177,
    "slug": "michael-silkworth-783177",
    "canonical_url": "https://lendb.ai/lo/michael-silkworth-783177",
    "md_url": "https://lendb.ai/lo/michael-silkworth-783177.md",
    "json_url": "https://lendb.ai/lo/michael-silkworth-783177.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/783177",
    "full_name": {
      "value": "Michael Silkworth",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Michael",
    "last_name": "Silkworth",
    "headshot_url": {
      "value": "https://www.uhm.com/media/1127/msilkworth_cropped.jpg",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Michael has been a loan officer for 9 years, joining Union Home Mortgage's East Lansing office in 2012. He previously spent 6 years in the mortgage business with another local lender, and holds a Bachelor of Arts in Business from Michigan State University.",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 9,
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 2229,
      "lender_name": "Union Home Mortgage",
      "lender_slug": "union-home-mortgage-2229",
      "branch_city": "East Lansing",
      "branch_state": "MI",
      "branch_zip": "48823",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.uhm.com/loan-officers/msilkworth/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2229,
        "lender_name": "Union Home Mortgage",
        "lender_slug": "union-home-mortgage-2229",
        "branch_city": "East Lansing",
        "branch_state": "MI",
        "branch_zip": "48823",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.uhm.com/loan-officers/msilkworth/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "MI",
        "license_type": "state_license",
        "license_number": "783177",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "9",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "years_experience",
        "value": "6",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Bachelor of Arts in Business from Michigan State University",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "First-time home buyers course instructor",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Greater Lansing Board of Realtors member",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Women's Council of Realtors member",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Lansing Regional Chamber of Commerce member",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 02:24:42.692409+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/michael-silkworth-783177#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/msilkworth/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}