{
  "canonical_url": "https://lendb.ai/lo/william-lavigne-78392",
  "loan_officer": {
    "nmls_id": 78392,
    "slug": "william-lavigne-78392",
    "canonical_url": "https://lendb.ai/lo/william-lavigne-78392",
    "md_url": "https://lendb.ai/lo/william-lavigne-78392.md",
    "json_url": "https://lendb.ai/lo/william-lavigne-78392.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/78392",
    "full_name": {
      "value": "William Lavigne",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-lavigne",
      "verified_at": "2026-10-09"
    },
    "first_name": "William",
    "last_name": "Lavigne",
    "headshot_url": {
      "value": "https://www.totalmortgage.com/_next/image?url=https%3A%2F%2Fwww.totalmortgage.com%2Fstatic%2Fuploads%2Fheadshots%2FWilliam_Lavigne_78392%2FWilliam_Lavigne_78392_1764093942155_original.jpg&w=640&q=75",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-lavigne",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "William has 32 years of residential mortgage banking experience across multiple departments including closing, processing, origination, and compliance. He recently transitioned to origination to help borrowers navigate the mortgage process with education and patience.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-lavigne",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-lavigne",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-lavigne",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 32,
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-lavigne",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 2764,
      "lender_name": "Total Mortgage Services",
      "lender_slug": "total-mortgage-services-2764",
      "branch_city": "Milford",
      "branch_state": "CT",
      "branch_zip": "06461",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.totalmortgage.com/bankers/william-lavigne",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-lavigne",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2764,
        "lender_name": "Total Mortgage Services",
        "lender_slug": "total-mortgage-services-2764",
        "branch_city": "Milford",
        "branch_state": "CT",
        "branch_zip": "06461",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.totalmortgage.com/bankers/william-lavigne",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/william-lavigne",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO80644",
        "status": "expired",
        "issued_at": "2021-01-21",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "32",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/william-lavigne",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Worked in Closing, Post Closing, Processing, Origination, Audit, Homeowners Escrow, Compliance, Project Management, and Supervisory positions",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/william-lavigne",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:09:26.686586+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/william-lavigne-78392#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/william-lavigne",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2021-01-21",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2021,
      "state": "FL"
    },
    "federal_registration": null
  }
}