{
  "canonical_url": "https://lendb.ai/lo/scott-kim-799720",
  "loan_officer": {
    "nmls_id": 799720,
    "slug": "scott-kim-799720",
    "canonical_url": "https://lendb.ai/lo/scott-kim-799720",
    "md_url": "https://lendb.ai/lo/scott-kim-799720.md",
    "json_url": "https://lendb.ai/lo/scott-kim-799720.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/799720",
    "full_name": {
      "value": "Scott Kim",
      "source": "lender_site",
      "source_url": "https://www.pennymac.com/find-loan-officer/scott-kim",
      "verified_at": "2026-10-09"
    },
    "first_name": "Scott",
    "last_name": "Kim",
    "headshot_url": null,
    "bio": {
      "value": "Scott is passionate about guiding homebuyers through the entire mortgage process as a dedicated partner, bringing sharp determination to help customers achieve their goals.",
      "source": "lender_site",
      "source_url": "https://www.pennymac.com/find-loan-officer/scott-kim",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Purchase Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.pennymac.com/find-loan-officer/scott-kim",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.pennymac.com/find-loan-officer/scott-kim",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 55,
    "current_employment": {
      "lender_nmls_id": 35953,
      "lender_name": "Pennymac",
      "lender_slug": "pennymac-35953",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.pennymac.com/find-loan-officer/scott-kim",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.pennymac.com/find-loan-officer/scott-kim",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 35953,
        "lender_name": "Pennymac",
        "lender_slug": "pennymac-35953",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.pennymac.com/find-loan-officer/scott-kim",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.pennymac.com/find-loan-officer/scott-kim",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 02:54:49.51175+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/scott-kim-799720#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.pennymac.com/find-loan-officer/scott-kim",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}